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Guaranteed Asset Protection (GAP)

Protect Your Vehicle Loan

Don’t let a catastrophe leave you financially stranded. MEMBER’S CHOICE™ GAP coverage ensures you’re shielded from unexpected expenses in the event of vehicle theft, severe damage, or a declared total loss.

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Guaranteed Asset Protection (GAP)

There could be a big difference between what your insurance will pay and what you owe on your vehicle loan. Most cars depreciate by thousands of dollars as soon as they are purchased. Unfortunately, if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared as a total loss, you are still liable to pay the difference, or the “gap” between your insurer’s settlement and your loan balance. That gap will come out of your pocket for a vehicle that, for all practical purposes, no longer exists.

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MEMBER’S CHOICE™ GAP pays the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle. Purchasing MEMBER’S CHOICE™ GAP could save you thousands of dollars, and you’ll avoid making loan payments on a car, truck or other vehicle that’s beyond repair, or stolen and not recovered.

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Mechanical Repair Coverage

As your vehicle gets older, the risk and cost of repairs increases. You may have to spend hundreds, even thousands, of dollars for unexpected mechanical and electrical repairs.

MEMBER’S CHOICE® Mechanical Repair Coverage can help deflect some risk of costly future, covered repairs keeping your vehicle running extra miles and extra years. With different coverage levels and deductibles to choose, there’s a plan to fit your family’s budget. As a NuMark member, this coverage is available to you even if you didn’t finance your vehicle at NuMark.

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© Copyright 2017, TruStage. All Rights Reserved. TruStage® insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

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Aurora

403 Asbury Drive
Aurora IL 60502

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Bridgeport

555 W. 31st Street
Chicago IL 60616

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Countryside

9809 W. 55th Street
Countryside IL 60525

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Crest Hill

2380 Caton Farm Road
Crest Hill IL 60403

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Earlville

137 N Main Street
P.O. Box 547
Earlville IL 60518

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Joliet

Mail to: PO Box 2729 Joliet, IL 60434
1654 Terry Drive
Joliet IL 60436

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New Lenox

951 E. Lincoln Highway
New Lenox IL 60451

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Paw Paw

235 Chicago Road
P.O. Box 7
Paw Paw IL 61353

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Plainfield

12251 S. Route 59
Plainfield IL 60585

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Sublette

303 S. Pennsylvania Avenue
P.O. Box 20
Sublette IL 61367

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Tinley Park

8001 W. 159th Street
Tinley Park IL 60477

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Warrenville

3S555 Winfield Road
Warrenville IL 60555

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Woodhaven (Gated Community)

3 E. Woodhaven Drive
P.O. Box 20
Sublette IL 61367

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