Our offices will be CLOSED on Thursday, November 28, 2024, in observance of Thanksgiving. We will reopen Friday, November 29th for normal business.
Guaranteed Asset Protection (GAP)
Don’t let a catastrophe leave you financially stranded. MEMBER’S CHOICE™ GAP coverage ensures you’re shielded from unexpected expenses in the event of vehicle theft, severe damage, or a declared total loss.
Protecting Your Loan
Don’t let a total loss leave you with a financial burden. GAP coverage ensures you’ll never pay out of pocket for a vehicle you no longer have.
New vehicles lose value quickly. GAP coverage acts a shield and protects you from the negative equity that may result from depreciation.
Hit the road with confidence knowing you’re protected from the unexpected. No matter the issue, GAP coverage protects you from owing more than your insurance will cover.
There could be a big difference between what your insurance will pay and what you owe on your vehicle loan. Most cars depreciate by thousands of dollars as soon as they are purchased. Unfortunately, if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared as a total loss, you are still liable to pay the difference, or the “gap” between your insurer’s settlement and your loan balance. That gap will come out of your pocket for a vehicle that, for all practical purposes, no longer exists.
MEMBER’S CHOICE™ GAP pays the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle. Purchasing MEMBER’S CHOICE™ GAP could save you thousands of dollars, and you’ll avoid making loan payments on a car, truck or other vehicle that’s beyond repair, or stolen and not recovered.
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As your vehicle gets older, the risk and cost of repairs increases. You may have to spend hundreds, even thousands, of dollars for unexpected mechanical and electrical repairs.
MEMBER’S CHOICE® Mechanical Repair Coverage can help deflect some risk of costly future, covered repairs keeping your vehicle running extra miles and extra years. With different coverage levels and deductibles to choose, there’s a plan to fit your family’s budget. As a NuMark member, this coverage is available to you even if you didn’t finance your vehicle at NuMark.
© Copyright 2017, TruStage. All Rights Reserved. TruStage® insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.
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From safeguarding your home to ensuring the financial security of your family, NuMark’s insurance options provide peace of mind for a brighter and more secure future.
