Fraudsters are at it again! Please disregard fraudulent texts and DO NOT call the fake number. We will never ask you to call us to provide your debit card number, PIN or CVV number. If you have already responded to this text, please call the number on the back of your card, so that a block can be placed and a new card ordered.

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What Is A Credit Union?

Unlike other financial institutions, a credit union is owned by its members. Credit union members share a common bond, such as employment or a place of residence. They combine their savings to create a pool of funds from which any member can borrow. After the credit union’s operating expenses are covered, the interest earned on loans and investments is returned to members in the form of higher savings rates, lower loan rates, and additional low cost products and services.

Credit unions also differ from banks in that they are democratically controlled. Members meet once a year to elect a volunteer board of directors from the membership. Every member in good standing has the right to vote for this board.

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