Loan Rates

Rates Effective as of April 25, 2019

All rates are subject to change without notice.

NuMark Credit Union strives to make every page accessible to users but cannot guarantee that every page is Level AA compliant. For an accessibility assistance please call (800) 846-0963. Apply for Motorcycle Loan

New & Used Vehicle Loan Rates

Auto & Truck – as low as 2.99% APR*

We can refinance your auto loan from another financial institution and save you money.

*Annual Percentage Rate. 100% Financing available including Tax, Title and License for qualified borrowers. Not all buyers will qualify. Actual rate based on credit worthiness and age of vehicle. Some restrictions apply. The monthly payment for a $20,000 auto loan at 2.99% for 24 months is $897.60 fully protected. Other rates and terms available. Current NuMark Credit Union auto loans are not eligible for a refinance. Rates subject to change without notice.

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Motorcycles

Motorcycles – as low as 2.99% APR*

We can refinance your motorcycle loan from another financial institution and save you money.

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Boats & Recreational Vehicles

Rates as low as 4.99% APR*

We can refinance your loan from another financial institution and save you money.

*Annual Percentage Rate. 100% Financing available including Tax, Title and License for qualified borrowers. Not all buyers will qualify. Actual rate based on credit worthiness and age of vehicle. Some restrictions apply. The monthly payment for a $20,000 auto loan at 4.99% for 24 months is $915.85 fully protected. Other rates and terms available. Current NuMark Credit Union auto loans are not eligible for a refinance. Rates subject to change without notice.

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Holiday Loans

Holiday Loans have a 12 month term at 8.90% APR*

*Open to qualified borrowers. Some restrictions apply. Available for a limited time. Holiday Loans have a 12 month term at 8.90% annual percentage rate. Payment examples: $99 for 1,107.43, $229 for $2,561.62, $449 for $5,022.54 fully protected. Other loan amounts available. Rates subject to change without notice.

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Personal Loans

Rates as low as 9.00% APR* for up to 84 months

*Annual Percentage Rate. Monthly Payment for $5,000 at 9.00% APR for 48 months is $133.39 fully protected. Open to qualified borrowers. Some restrictions apply. Rates subject to change without notice.

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Mortgage Loans

First Mortgage rates may vary daily.
Please call (815) 744-7497 or contact us for today’s rate!

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Home Equity Lines of Credit

Rates as low as 6.24% APR*

*APR = Annual Percentage Rate. Loans apply to Illinois owner-occupied property appraised at $40,000 or more up to 80% LTV. Closing costs may apply. HOME EQUITY LINE OF CREDIT (HELOC): Rate subject to change without notice and reprices monthly based on the prime rate (as published in the Wall Street Journal) as low as prime rate plus .74% APR. Current Prime Rate is 5.50% APR as of 12/19/2018. No minimum loan amount is required to open line of credit; if no 1st mortgage the maximum loan amount is $500,000. Minimum APR is 6.24%. Maximum APR is 18%. Payment Example: Pay $11.06 per month per $1,000 borrowed for 180 months at 6.24% with 50% LTV fully protected. The Credit Union may pay third party fees on your behalf. If line of credit closes within 36 months of opening, a termination fee of the lesser of 2% of the credit limit or $200.00 may be imposed. Interest may be tax deductible. Consult your tax advisor. Equal Housing Opportunity Lender.

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