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Loan Rates

Loan Rates

Rates Effective as of March 19, 2024

All rates are subject to change without notice.
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NuMark Credit Union strives to make every page accessible to users but cannot guarantee that every page is Level AA compliant. For an accessibility assistance please call (800) 846-0963. Apply for Motorcycle Loan

New & Used Vehicle Loan Rates

Auto & Truck – as low as 5.75% APR*

 

We could refinance your auto loan from another financial institution and save you money.

*Annual Percentage Rate. Not all buyers will qualify. Actual rate based on credit worthiness and age of vehicle. Some restrictions apply. For example, a $20,000 loan for a term of 36 months with a 5.75% APR would have a monthly payment amount of $640.17 fully protected. Other rates and terms available. All loans subject to approval. Current NuMark Credit Union auto loans are not eligible for a refinance. Rates subject to change without notice.

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NuMark Credit Union strives to make every page accessible to users but cannot guarantee that every page is Level AA compliant. For an accessibility assistance please call (800) 846-0963. Apply for Motorcycle Loan

Motorcycles

Motorcycles – as low as 7.75% APR*

 

We could refinance your motorcycle loan from another financial institution and save you money.

*Annual Percentage Rate. Not all buyers will qualify. Actual rate based on credit worthiness and age of vehicle. Some restrictions apply. For example, a $20,000 loan for a term of 36 months with a 7.75% APR would have a monthly payment amount of $659.11 fully protected. Oher rates and terms available. All loans subject to approval. Current NuMark Credit Union auto loans are not eligible for a refinance. Rates subject to change without notice.

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NuMark Credit Union strives to make every page accessible to users but cannot guarantee that every page is Level AA compliant. For an accessibility assistance please call (800) 846-0963. Apply for Boats & Recreational Loan

Boats & Recreational Vehicles

Rates as low as 8.49% APR*

We could refinance your loan from another financial institution and save you money.

*Annual Percentage Rate. Not all buyers will qualify. Actual rate based on credit worthiness and age of vehicle. Some restrictions apply. For example, a $20,000 loan for a term of 36 months with a 8.49% APR would have a monthly payment amount of $666.20 fully protected. Other rates and terms available. All loans subject to approval. Current NuMark Credit Union auto loans are not eligible for a refinance. Rates subject to change without notice.

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NuMark Credit Union strives to make every page accessible to users but cannot guarantee that every page is Level AA compliant. For an accessibility assistance please call (800) 846-0963. Apply for Holiday Loan

Holiday Loans/Vacation Loans

Vacation Loans/Holiday Loans have a 12 month term at 10.99% APR*

*Open to qualified borrowers. Some restrictions apply. Available for a limited time. Holiday loans are offered from October 1st thru January 31st. Vacation Loans are offered all year long. Holiday Loans/Vacation Loans have a 12 month term at 10.99% annual percentage rate. Payment examples: $90.12 for $1,000, $225.30 for $2,500, $450.60 for $5,000 fully protected. Other loan amounts available. Rates subject to change without notice.

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NuMark Credit Union strives to make every page accessible to users but cannot guarantee that every page is Level AA compliant. For an accessibility assistance please call (800) 846-0963. Apply for Personal Loan

Personal Loans

Rates as low as 10.99% APR* for up to 60 months

*Annual Percentage Rate. For example, a $5,000 loan for a term of 48 months with a 10.99% APR would have a monthly payment amount of $138.44 fully protected. Open to qualified borrowers. Some restrictions apply. Rates subject to change without notice.

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NuMark Credit Union strives to make every page accessible to users but cannot guarantee that every page is Level AA compliant. For an accessibility assistance please call (800) 846-0963. Apply for Mortgage Loan

Mortgage Loans

First Mortgage rates may vary daily.
Please call (815) 744-7497 or contact us for today’s rate!

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NuMark Credit Union strives to make every page accessible to users but cannot guarantee that every page is Level AA compliant. For an accessibility assistance please call (800) 846-0963. Apply for Home Equity Lines of Credit

Interest Only Home Equity Lines of Credit

Rates as low as 8.50% APR*

*INTEREST ONLY HOME EQUITY LOC: Owner occupied only, Loan Term 10 year draw period plus 20 year repayment term, total 360 months (30 years). Interest Rate is Prime rate as published in the Wall Street Journal plus a margin decided upon by the Credit Union. Rate subject to change monthly, Minimum monthly payment may change as a result of rate changes. During the first 10 years of the draw period, interest only payments are due. During the Principal & Interest repayment period, the payment will be recalculated to repay the balance. Up to 80% of appraised value less first mortgage for qualified borrowers. Maximum amount is $500,000 or 80% LTV whichever is less. Actual rate based on borrower’s credit score at time of application and will not be less than an APR of 8.50% or exceed a Maximum APR of 18%. Prime Rate as of 7/26/2023 is 8.50% APR. Minimum Credit Limit $5,000. Offer subject to change without notice. The Credit Union may pay third party fees on your behalf. If line of credit closes within 36 months of opening, a termination fee the lesser of 2% of the credit limit or $200 may be imposed. Interest may be tax deductible. Consult your tax advisor. Equal Housing Opportunity Lender.

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