Checking Accounts
Shop, earn cash back, and bank securely! NuMark’s Checking Accounts provide 24/7 access to funds through NuMark Online & NuMark Mobile. Manage payments, deposit checks, make contactless transactions, and more. Explore our accounts and get started today!
| Personal Checking Features | Common Cents Checking |
NuDreams Checking |
Ultimate High-Yield Checking |
| Start Now | Start Now | Start Now | |
| The Perfect Choice if… | You rely on your debit card for your day-to-day purchases, like to access your account on the go and would like to do more with your money. | You are a teen and want to learn how to use a checking account and have access to your own debit card. | You are a debit card user, carry a higher checking balance and want to make your money work harder. |
| Requirements Per Statement Cycle¹ | Must be registered for E-Statements and log into NuMark Online or NuMark Mobile at least once. |
13-17 Years Old Parent/Guardian as Joint Signer |
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| Earns Rebates/Interest | $0.10 for every signature-based or online debit card transaction of $10 or more.² | _ | Higher interest on the first $25,000. Lower interest on the portion of balance over $25,000.³ |
| Minimum Balance | $0 | $0 | $0 |
| Monthly Fee | $0 | $0 | $0 |
| Perks | Monthly Rebates² | _ | Up to $5 ATM fees refunded.³ |
Surcharge Free ATMs  |
Over 55,000 Free ATMs | Over 55,000 Free ATMs | Over 55,000 Free ATMs |
| QuickCa$h Overdraft Protection Available |  |
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| Free Visa Debit Card | |
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| Debit Card Roundup | |
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| Free Online Banking | |
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| Free Bill Pay | |
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| Free E-Statements | |
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| Free E-Alerts | |
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| Free Mobile Banking *Data and other wireless carrier charges may apply. |
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| Mobile Check Deposit | |
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| Digital Wallet | Apple Pay, Google Pay, Samsung Pay, Visa SCR, and LG Pay | ||
| Switch Kit | |
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| Shared Branching (CO-OP) | Over 5,600 | Over 5,600 | Over 5,600 |
| Purchase Rewards | |
Must be over 18 years-old | |
| Start Now | Start Now | Start Now | |
1 Statement Cycle means a period beginning the first day of the current statement cycle through the close of the current statement cycle.
2 Federally Insured by NCUA. Account holders earn $0.10 for every signature-based debit card transaction debit card transaction over $10.00 that posts and settles during each monthly statement cycle. Qualifications to earn rebates: e-Statements, and at least one login to NuMark Online or NuMark Mobile each statement cycle. Rebates will be credited to account on the last day of monthly statement cycle. If qualifications are not met, rebates will be forfeited. ATM and PIN-based transactions do not count towards qualifying debit card transactions. Excludes business and commercial accounts. Not all applicants will qualify.
3 Federally Insured by NCUA. Earn higher interest on the first $25,000 and lower interest on the portion of balance over $25,000. See numarkcu.org for current Deposit Rates. Qualifications to earn interest: 12 signature or PIN-based debit card transactions posted and settled, direct deposit of $500 or greater, e-Statements, and at least one login to NuMark Online or NuMark Mobile each statement cycle. If qualifications are met each monthly qualification cycle interest will be credited to account on the last day of monthly statement cycle. If qualifications are not met, interest is forfeited for that period. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. Limit one account per SSN. Excludes business and commercial accounts. Not all applicants will qualify.
Refer to the Fee Schedule for details. Other restrictions may apply. NuMark Credit Union checking is free; however, if incurred, fees such as a stop payment or NSF fee will apply. Please refer to the NuMark Credit Union Fee Schedule for a list of these types of fees. A fee will apply if you choose to receive an account statement in paper form; refer to the Fee Schedule. To avoid paper statement fee, log in to your NuMark online banking account and change your statement preference to E-Statement. For a current Fee Schedule, please visit your nearest NuMark branch or call 815-729-3211 to have one sent to you.
All of your accounts are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, so your money is safe and sound.
The perfect way to do more with your money and access your account on-the-go. All you need is a debit card!
Specialized checking services for teens and young spenders who have their own debit cards.
Make your money work for you with NuMark’s high-yield checking.
