Our checking account fits your lifestyle and gives you around-the-clock access to your money online or through our Free Mobile App. Get cash, make purchases and pay your bills with ease. With unlimited check writing, you keep more money in your pocket. Start saving today; we make it easy to switch. No matter what life stage you are in we have a checking account to fit your life. Compare our accounts and learn more about specific features below.
| Personal Checking Features | Free Checking Start Now | NuDreams Checking Start Now | Rewards Checking Start Now |
|---|---|---|---|
| Requirements | — | 13-17 Years Old Parent/Guardian as Joint Signer | $500 Minimum Balance |
| Earns Interest/Dividends | — | — | Rates |
| Minimum Balance | $0 | $0 | $500 |
| Monthly Fee | $0 | $0 | $5 Monthly Fee (if balance falls below $500) |
| Perks (Per Year) | — | — | Free box of checks One Free Overdraft Refund up to $20 in Foreign ATM fees |
| Free foreign ATMs | First 4 Free | First 4 Free | First 4 Free Refund up to $20 |
| Surcharge Free ATMs | Over 29,000 Free ATMs | Over 29,000 Free ATMs | Over 29,000 Free ATMs |
| Courtesy Pay Enjoy convenience and peace of mind knowing that NuMark Credit Union will cover checks, electronic payments, debit card purchases, ATM withdrawals and transfers that won’t clear due to non-sufficient funds (NSF), helping you avoid the hassle and expense of a declined transaction. For this service there is a $30 fee for each covered item. Account balances should be brought positive within 30 days or less. Generally, overdrafts in excess of $1,000 are not paid for personal accounts opened more than 60 days or in excess of $300 for accounts opened less than 60 days. These limits include any non-sufficient funds and/or courtesy overdraft fees. |  | — | |
| QuickCa$h Overdraft Protection | | — | |
| Free Visa Debit Card | | | |
| Free Online Banking | | | |
| Free Bill Pay | | | |
| Free Audio Response | | | |
| Free e-Statements | | | |
| Free e-Alerts | | | |
| Free Mobile Banking *Data and other wireless carrier charges may apply. | | | |
| Mobile Check Deposit | | — | |
| Digital Wallet | Apple Pay, Google Pay, Samsung Pay, Visa SCR, and LG Pay | ||
| Switch Kit | | | |
| Shared Branching (CO-OP) | Over 5,600 | Over 5,600 | Over 5,600 |
Need a second chance at checking? Call 815-729-3211 or contact us for more information.
Refer to the Truth-In-Savings disclosure and Fee Schedule for details. Other restrictions may apply. NuMark Credit Union checking is free; however, if incurred, fees such as a stop payment or NSF fee will apply. Please refer to the NuMark Credit Union Fee Schedule for a list of these types of fees. A fee will apply if you choose to receive an account statement in paper form; refer to the Fee Schedule. To avoid paper statement fee, log in to your NuMark online banking account and change your statement preference to E-Statement.
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