Certificates of Deposit
With a NuMark Certificate of Deposit, earn more interest at a guaranteed rate of return. No matter your savings goals, we have an option to fit your needs.
A Certificate of Deposit (CD) is a type of savings account that holds a fixed amount of money for a fixed period of time and earns interest at a higher rate than a regular savings account. When the term ends, you receive your original deposit plus the interest earned. Whether you’re looking to save for the short or long term, NuMark Credit Union is the safe, reliable place to invest. Earn more interest at a guaranteed rate of return with our CDs which start at $1,000 for terms of six to sixty months.
Rates Effective as of May 5, 2026. All rates are subject to change without notice.
| Deposit and IRA Certificate Specials* | Interest Rate | Annual Percentage Yield | Minimum Opening Balance |
| 15-Month CD/IRA Special | 3.440% | 3.50% | $1,000 |
*Annual Percentage Yield effective as of 01/01/2026. Subject to change without notice. Limited time offer. $1,000 minimum. Interest will be forfeited if the account is closed before the accrued interest is posted. APY also applies to Traditional and ROTH IRA certificates. Interest will be forfeited if account is closed before the accrued interest are posted Maximum determined by IRA regulations. Deposits are not limited for IRA rollovers. Open to qualified depositors. Federally insured by NCUA.
| Deposit and IRA Certificates* | Interest Rate | Annual Percentage Yield | Minimum Opening Balance |
| 6 Months | 2.078% | 2.10% | $1,000 |
| 12 Months+ | 2.225% | 2.25% | $1,000 |
| 24 Months+ | 2.956% | 3.00% | $1,000 |
| 36 Months+ | 2.956% | 3.00% | $1,000 |
| 48 Months+ | 2.956% | 3.00% | $1,000 |
| 60 Months+ | 2.956% | 3.00% | $1,000 |
*Includes Traditional IRA, Roth IRA and Coverdell Education Accounts
+IRA terms start with the 12 month term; 6 month CD terms are for regular Certificates only.
Interest will be forfeited if account is closed before the accrued interest is posted.
