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Protect Your Vehicle Loan

Guaranteed Asset Protection (GAP)

There could be a big difference between what your insurance will pay and what you owe on your vehicle loan. Most cars depreciate by thousands of dollars as soon as they are purchased. Unfortunately, if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared as a total loss, you are still liable to pay the difference, or the “gap” between your insurer’s settlement and your loan balance. That gap will come out of your pocket for a vehicle that, for all practical purposes, no longer exists.

MEMBER’S CHOICE™ GAP pays the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle. Purchasing MEMBER’S CHOICE™ GAP could save you thousands of dollars, and you’ll avoid making loan payments on a car, truck or other vehicle that’s beyond repair, or stolen and not recovered.

CDCL-0810-54D2

Mechanical Repair Coverage

As your vehicle gets older, the risk and cost of repairs increases. You may have to spend hundreds, even thousands, of dollars for unexpected mechanical and electrical repairs.

MEMBER’S CHOICE® Mechanical Repair Coverage can help deflect some risk of costly future, covered repairs keeping your vehicle running extra miles and extra years. With different coverage levels and deductibles to choose, there’s a plan to fit your family’s budget. As a NuMark member, this coverage is available to you even if you didn’t finance your vehicle at NuMark.

Whether you depend on your vehicle for work or getting your family to school and activities, you need transportation that’s safe and reliable. The older your vehicle, the more it takes to keep it in good working order. Not making small repairs can lead to even more expensive repairs and ignoring other repairs can be dangerous.

Benefits of the program*:

Program details may vary by state. Ask a Member Services Representative for details or receive a quote by completing for info below. Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in FL, LA , and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #861338), all located at 175 West Jackson Blvd., Chicago Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc. For more information call 815-729-3211 or contact us.

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