Birth Certificates, Marriage Licenses, Divorce Papers, Death Certificates, Military Records, copies of your Will, Living Will and Durable Power of Attorney documents
Copies of 1040 tax returns with W-2 stapled to the form (keep at least the past seven years)
Notices/plan amendments for IRA and retirement savings
What documents should I discard after seven years?
After seven years for tax related expenses or documents: write off related to worthless securities and non-business bad debts, bank records, paycheck stubs with charitable contributions, credit card statements and canceled check/receipts
College financial aid (10 years)
What documents should I keep while you own the item?
Car title and purchase papers or lease agreements
Deed to house, Home Improvement records (keep seven years after the sale)
Documents for large purchase such as cars, jewelry, furniture, computers, etc.
Cost and/or basis of investments either bought, inherited, or received as a gift
What documents should I shred?
Canceled checks – except those needed for taxes
Checks deposited using Mobile Check Deposit that have been deposit for at least 90 days
Unwanted credit card offers
Receipts of deposits and ATM transactions – once you receive your statement and verify all transactions
Bills – once you have paid them and the payment is seen in your account history online or on your bank statement
Monthly or quarterly brokerage statements if the annual summarizes all transactions made throughout the year
When are your Shred Days?
We have several shred days throughout the year. See our Shred Days below.