Rates Effective as of December 2, 2025
At NuMark Credit Union, we want to help you do more with your money. We have a variety of loan options to help you get to your fantastic future faster! All rates are subject to change without notice.
Auto & Truck – as low as 5.25% APR* We could refinance your auto loan from another financial institution and save you money.
*Annual Percentage Rate. Not all buyers will qualify. Actual rate based on credit worthiness and age of vehicle. Some restrictions apply. For example, a $20,000 loan for a term of 36 months with a 5.25% APR would have a monthly payment amount of $631.79 fully protected. Other rates and terms available. All loans subject to approval. Current NuMark Credit Union auto loans are not eligible for a refinance. Rates subject to change without notice.
Motorcycles – as low as 7.25% APR* We could refinance your motorcycle loan from another financial institution and save you money.
*Annual Percentage Rate. Not all buyers will qualify. Actual rate based on credit worthiness and age of vehicle. Some restrictions apply. For example, a $20,000 loan for a term of 36 months with a 7.25% APR would have a monthly payment amount of $619.88 fully protected. Oher rates and terms available. All loans subject to approval. Current NuMark Credit Union auto loans are not eligible for a refinance. Rates subject to change without notice.
Boats & Recreational Vehicles – Rates as low as 7.99% APR* We could refinance your loan from another financial institution and save you money.
*Annual Percentage Rate. Not all buyers will qualify. Actual rate based on credit worthiness and age of vehicle. Some restrictions apply. For example, a $20,000 loan for a term of 36 months with a 7.99% APR would have a monthly payment amount of $658.03 fully protected. Other rates and terms available. All loans subject to approval. Current NuMark Credit Union auto loans are not eligible for a refinance. Rates subject to change without notice.
Holiday Loans/Vacation Loans – Vacation Loans/Holiday Loans have a 12 month term at 10.99% APR*
*Open to qualified borrowers. Some restrictions apply. Available for a limited time. Holiday loans are offered from October 1st thru January 31st. Vacation Loans are offered all year long. Holiday Loans/Vacation Loans have a 12 month term at 10.99% annual percentage rate. Payment examples: $90.12 for $1,000, $225.30 for $2,500, $450.60 for $5,000 fully protected. Other loan amounts available. Rates subject to change without notice.
Personal Loans – Rates as low as 10.99% APR* for up to 60 months
*Annual Percentage Rate. For example, a $5,000 loan for a term of 48 months with a 10.99% APR would have a monthly payment amount of $138.44 fully protected. Open to qualified borrowers. Some restrictions apply. Rates subject to change without notice.
Mortgage Loans – First Mortgage rates may vary daily.
Please call (815) 744-7497 or contact us for today’s rate!
Interest Only Home Equity Lines of Credit – Rates as low as 7.25% APR*
*INTEREST ONLY HOME EQUITY LOC: Owner occupied only, Loan Term 10 year draw period plus 20 year repayment term, total 360 months (30 years). Interest Rate is Prime rate as published in the Wall Street Journal plus a margin decided upon by the Credit Union. Rate subject to change monthly, Minimum monthly payment may change as a result of rate changes. Annual fee of $50 will apply. No closing costs or origination fees. During the first 10 years of the draw period, interest only payments are due. During the Principal & Interest repayment period, the payment will be recalculated to repay the balance. Up to 80% of appraised value less first mortgage for qualified borrowers. Maximum amount is $500,000 or 80% LTV whichever is less. Actual rate based on borrower’s credit score at time of application. Maximum APR is 18%. Prime Rate as of 9/22/2025 is 7.25% APR. Minimum Credit Limit $5,000. Offer subject to change without notice. The Credit Union may pay third party fees on your behalf. If line of credit closes within 36 months of opening, a termination fee the lesser of 2% of the credit limit or $200 may be imposed. Interest may be tax deductible. Consult your tax advisor. Equal Housing Opportunity Lender.
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