Rates Effective as of January 30, 2026
At NuMark Credit Union, we believe in helping our members achieve their dreams and empowering them to make informed financial decisions. Explore our competitive deposit rates for CDs, IRAs, and more, carefully designed to help your money grow.
Rates Effective as of January 30, 2026. All rates are subject to change without notice.
| CD and IRA Certificate Specials | Interest Rate | Annual Percentage Yield | Minimum Opening Balance |
| 15-Month CD/IRA Special* | 3.440% | 3.50% | $1,000 |
*Annual Percentage Yield effective as of 01/01/2026. Subject to change without notice. Limited time offer. $1,000 minimum. Interest will be forfeited if the account is closed before the accrued interest is posted. APY also applies to Traditional and ROTH IRA certificates. Interest will be forfeited if account is closed before the accrued interest are posted Maximum determined by IRA regulations. Deposits are not limited for IRA rollovers. Open to qualified depositors. Federally insured by NCUA.
| CD and IRA Certificates | Interest Rate | Annual Percentage Yield | Minimum Opening Balance |
| 6 Months* | 2.078% | 2.10% | $1,000 |
| 12 Months+* | 2.225% | 2.25% | $1,000 |
| 24 Months+* | 2.956% | 3.00% | $1,000 |
| 36 Months+* | 2.956% | 3.00% | $1,000 |
| 48 Months+* | 2.956% | 3.00% | $1,000 |
| 60 Months+* | 2.956% | 3.00% | $1,000 |
*Includes Traditional IRA, Roth IRA and Coverdell Education Accounts
+IRA terms start with the 12 month term; 6 month CD terms are for regular Certificates only.
Interest will be forfeited if account is closed before the accrued interest is posted.
| Primary Share | Interest Rate | Annual Percentage Yield |
Minimum Opening Balance |
Minimum Balance to Earn Interest | Avg. Daily Balance to Avoid Fees |
| Primary Share¹ | .10% | .10% | $5 | $100 | — |
1 Fees may reduce earnings on accounts.
NuMark Credit Union Routing Number: 271985213.
Federally Insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, U.S. Government Agency. Rates and terms subject to change without notice. Interest will be forfeited if account is closed before the accrued Interest is posted.
| Primary Share | Interest Rate | Annual Percentage Yield |
Minimum Opening Balance |
Minimum Balance to Earn Interest | Avg. Daily Balance to Avoid Fees |
| Christmas Club¹ | .10% | .10% | — | $100 | — |
1 No withdrawals.
NuMark Credit Union Routing Number: 271985213.
Federally Insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, U.S. Government Agency. Rates and terms subject to change without notice. Interest will be forfeited if account is closed before the accrued Interest is posted.
| Primary Share | Interest Rate | Annual Percentage Yield |
Minimum Opening Balance |
Minimum Balance to Earn Interest | Avg. Daily Balance to Avoid Fees |
| Common Cents Checking¹ | — | — | $50 | — | — |
1 Account holders earn $0.10 for every signature-based debit card transaction debit card transaction over $10.00 that posts and settles during each monthly statement cycle. Qualifications to earn rebates: e-Statements, and at least one login to NuMark Online or NuMark Mobile each statement cycle. Rebates will be credited to account on the last day of monthly statement cycle. If qualifications are not met, rebates will be forfeited. ATM and PIN-based transactions do not count towards qualifying debit card transactions. Excludes business and commercial accounts. Not all applicants will qualify.
NuMark Credit Union Routing Number: 271985213.
Federally Insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, U.S. Government Agency. Rates and terms subject to change without notice. Interest will be forfeited if account is closed before the accrued Interest is posted.
| Primary Share | Interest Rate | Annual Percentage Yield |
Minimum Opening Balance |
Minimum Balance to Earn Interest | Avg. Daily Balance to Avoid Fees |
| Goal Saver $0.01 – $99.99¹ ² | .00% | .00% | $250 | $100 | — |
| Goal Saver $100 – $999.99¹ ² | 1.735% | 1.75% | $250 | $100 | — |
| Goal Saver $1,000 – $2,499.99¹ ² | 1.980% | 2.00% | $1,000 | $1,000 | — |
| Goal Saver $2,500 – $4,999.99¹ ² | 2.127% | 2.15% | $2,500 | $2,500 | — |
| Goal Saver $5,000 – $9,999.99¹ ² | 2.176% | 2.20% | $5,000 | $5,000 | — |
| Goal Saver $10,000 – $24,999.99¹ ² | 2.225% | 2.25% | $10,000 | $10,000 | — |
| Goal Saver $25,000 – $99,999.99¹ ² | 2.372% | 2.40% | $25,000 | $25,000 | — |
| Goal Saver $100,000 – $249,999.99¹ ² | 2.469% | 2.50% | $100,000 | $100,000 | — |
| Goal Saver $250,000 and over¹ ² | 2.956% | 3.00% | $250,000 | $250,000 | — |
1 Limited withdrawals and minimum monthly deposits of $10 are required with this account.
2 Fees may reduce earnings on accounts.
NuMark Credit Union Routing Number: 271985213.
Federally Insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, U.S. Government Agency. Rates and terms subject to change without notice. Interest will be forfeited if account is closed before the accrued Interest is posted.
| Primary Share | Interest Rate | Annual Percentage Yield |
Minimum Opening Balance |
Minimum Balance to Earn Interest | Avg. Daily Balance to Avoid Fees |
| HSA & HSA Family | .995% | 1.00% | — | — | — |
NuMark Credit Union Routing Number: 271985213.
Federally Insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, U.S. Government Agency. Rates and terms subject to change without notice. Interest will be forfeited if account is closed before the accrued Interest is posted.
| Primary Share | Interest Rate | Annual Percentage Yield |
Minimum Opening Balance |
Minimum Balance to Earn Interest | Avg. Daily Balance to Avoid Fees |
| IRA Deposit Accounts | .995% | 1.00% | — | — | — |
NuMark Credit Union Routing Number: 271985213.
Federally Insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, U.S. Government Agency. Rates and terms subject to change without notice. Interest will be forfeited if account is closed before the accrued Interest is posted.
| Primary Share | Interest Rate | Annual Percentage Yield |
Minimum Opening Balance |
Minimum Balance to Earn Interest | Avg. Daily Balance to Avoid Fees |
| Money Market $.01 – $1,999.99¹ ² | .30% | .30% | $0.01 | $0.01 | — |
| Money Market $2,000 – $24,999.99¹ ² | .846% | .85% | $2,000 | $2,000 | — |
| Money Market $25,000 – $49,999.99¹ ² | .995% | 1.00% | $25,000 | $25,000 | — |
| Money Market $50,000 – $99,999.99¹ ² | 1.735% | 1.75% | $50,000 | $50,000 | — |
| Money Market $100,000 – $249,999.99¹ ² | 2.469% | 2.50% | $100,000 | $100,000 | — |
| Money Market $250,000 and over¹ ² | 2.956% | 3.00% | $250,000 | $250,000 | — |
1 Limited withdrawals.
2 Fees may reduce earnings on accounts.
NuMark Credit Union Routing Number: 271985213.
Federally Insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, U.S. Government Agency. Rates and terms subject to change without notice. Interest will be forfeited if account is closed before the accrued Interest is posted.
| Primary Share | Interest Rate | Annual Percentage Yield |
Minimum Opening Balance |
Minimum Balance to Earn Interest | Avg. Daily Balance to Avoid Fees |
| NuSaver & NuDreams Youth Accounts | .10% | .10% | $1 | $1 | — |
NuMark Credit Union Routing Number: 271985213.
Federally Insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, U.S. Government Agency. Rates and terms subject to change without notice. Interest will be forfeited if account is closed before the accrued Interest is posted.
| Primary Share | Interest Rate | Annual Percentage Yield |
Minimum Opening Balance |
Minimum Balance to Earn Interest | Avg. Daily Balance to Avoid Fees |
| Ultimate High Yield Checking $.01 – $25,000¹ | 5.354% | 5.50% | $50 | $.01 | — |
| Ultimate High Yield Checking $25,000.01 and greater¹ | .995% | 1.00% | $50 | $.01 | — |
1 Must meet qualifications
NuMark Credit Union Routing Number: 271985213.
Federally Insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, U.S. Government Agency. Rates and terms subject to change without notice. Interest will be forfeited if account is closed before the accrued Interest is posted.
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