As part of our new services available to you, all Midwest Mortgage accounts have been successfully transferred; however, you may not see them in your online banking. Rest assured, you will be able to see your account information in online banking soon. We apologize for any inconvenience.

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Skip-A-Pay Terms and Conditions

Qualifying members are permitted to skip 30 days worth of payments twice during a 12 month period starting from the date of the first skipped payment. A fee will be charged for each.

In order to qualify for the Skip-A-Pay Program the following conditions must be met:

• Account must be in good standing
• Your account balance must have sufficient funds available to pay the Skip-A-Pay processing fee for each loan payment being skipped or the offer will not be accepted.
• Offer valid for Auto, RV, Motorcycle and Personal Loans only. Not valid for Real Estate Loans or Lines of Credit
• Loan must be open for a minimum of 6 months before becoming eligible and must have paid a minimum of 6 consecutive monthly payments
• Offer valid for loan terms of 71 months or less

Skip-A-Pay is not available on Mortgage loans, Home Equity Loans, Home Equity Lines of Credit (HELOC), Personal Line of Credit or Business loans. All Skip-A-Pay requests are subject to approval. The Skip-A-Pay terms and conditions are subject to change without notice. You can skip a maximum of the equivalent of two (2) monthly payments on each eligible loan twice during a 12 month period starting from the date of the first skipped payment. Please note: By skipping your payment you authorize NuMark Credit Union to extend the term of your loan. Finance charges will accrue on the unpaid balance of your loan during the month(s) that you choose to skip your payment. Fees subject to change – refer to current fee schedule at time of application

Disclaimer: GAP Protection includes up to 15 skipped payments during the term of your loan. Skipped payments are missed payments that are offered through the credit union Skip-A-Pay Program or caused by delinquency.