WHAT DOES NUMARK CREDIT UNION~
DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- account balances and transaction history
- payment history and employment information
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons NuMark Credit Union chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does NuMark Credit Union share? | Can you limit this sharing? |
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes— to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes— information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes— information about your creditworthiness | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
Questions? Call 815-729-3211 or go to www.numarkcu.org
| Who we are | |
| Who is providing this notice? | NuMark Credit Union |
| What we do | |
| How does NuMark Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does NuMark Credit Union collect my personal information? | We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. |
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
|
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|
Other Important Information
NuMark CU Mobile App Information
NuMark CU Mobile App (referred hereafter as Mobile App) is powered by NCR Digital Insight.
Our Mobile App requests access to information stored on your device such as location, camera, contacts, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account.
Some features offered on our Mobile App may request access to data, and we may collect such data, located on the device used to access the site. Such data may include information you input (e.g., name, address, email address, and other contact information), data resulting from your activity (e.g., transaction information, the pages you visit on the app), location information (which may run in the background), biometric information, camera access (e.g., to utilize the mobile deposit capture service), and contact list data (e.g. to perform a peer-to-peer (P2P) transaction). You will be prompted to allow access to this data, and if access is not allowed, the feature requiring that data will not be fully functional. If you later change your mind, those permissions can be updated in your device settings.
We may also gather additional information, such as the type of device and browser you are using, the IP address of your device, information about your device’s operating system, and additional information associated with your device.
For more information, contact NuMark Credit Union at 815-729-3211.
