NuMark Credit Union
Where You Are Family

Consumer Protection Insurance

Credit Life Insurance and Credit Disability Insurance
All NuMark loans provide the added security of Credit Life Insurance and Credit Disability Insurance. You receive the peace of mind of knowing that if you should die, your loan is paid in full with Credit Life Insurance. Protect your family from inheriting your loan balance. With Credit Disability Insurance, your payments will be made while you are on disability. Even if you have disability insurance from your employer, your income will likely be reduced while you are disabled. Credit Disability Insurance can make up for the deficit.

Guaranteed Asset Protection (GAP)
There could be a big difference between what your insurance will pay and what you owe on your vehicle loan. Most cars depreciate by thousands of dollars as soon as they are purchased. Unfortunately, if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared as a total loss, you are still liable to pay the difference, or the "gap" between your insurer's settlement and your loan balance. That gap will come out of your pocket for a vehicle that, for all practical purposes, no longer exists.

MEMBER'S CHOICETM GAP pays the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle. Purchasing MEMBER'S CHOICETM GAP could save you thousands of dollars, and you’ll avoid making loan payments on a car, truck or other vehicle that's beyond repair, or stolen and not recovered.

Mechanical Repair Coverage
As your vehicle gets older, the risk and cost of repairs increases. You may have to spend hundreds, even thousands, of dollars for unexpected mechanical and electrical repairs.

  • An engine replacement can cost $5,000 or more;
  • Transmission repairs range from $3,000 for an overhaul to $1,700 or more for a replacement;
  • An air conditioning compressor can cost $700 or more;
  • Even a part as small as an alternator can cost $550 for a replacement.

Our Mechanical Repair Coverage helps you avoid paying for unexpected repairs and it is
transferable if you sell your vehicle.

For more information call 815-729-3211 or send us an email.

CDCL-0810-54D2

Locations
Joliet
1654 Terry Drive, Route 6
P.O. Box 2729
Joliet, IL 60434-2729
Phone: (815) 729-3211
FAX: (815) 729-3228
View Joliet map and directions
Crest Hill
2380 Caton Farm Road
Crest Hill, IL 60403
Phone: (815) 729-3211
FAX: (815) 729-0877
View Crest Hill map and directions
Countryside
9809 W. 55th Street
Countryside, IL 60525
Phone: (708) 429-8590
FAX: (708) 354-6290
View Countryside map and directions
Countryside
8001 W. 159th Street
Tinley Park, IL 60477
Phone: (708) 429-8590
FAX: (708) 429-9303
View Countryside map and directions
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