Please note: Our offices will be closing on Monday, January 21st in observance of Martin Luther King Jr. Day. We will reopen on Tuesday, January 22nd.

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Personal Credit Cards

Personal Credit Cards

We offer both Visa and American Express credit cards. These credit cards offer great reward programs and great rates. Find the credit card that best fits your needs today.

*Some restrictions may apply. All credit cards subject to approval. For complete terms and conditions on NuMark Credit Union credit cards click here.

Visa Signature® Real Rewards Card

1.5x Unlimited Rewards
Earn 1.5 points monthly for every dollar you spend on eligible net purchases.1 There is no cap or limit on the points you can earn. Choose to redeem your points for cash back, merchandise, travel and gift cards from popular retailers.

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*The introductory rate does not apply to cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. We apply your minimum payment to balances with lower APRs first. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

1 You will earn 1.5 Reward Points for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back).

Cash Rewards American Express® Card

For those who want cash back, this chip-enhanced Card rewards you more for purchases made on gas and at supermarkets.
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*The introductory rate does not apply to cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. We apply your minimum payment to balances with lower APRs first. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances. We may change APRs, fees and other account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

Premier Rewards American Express® Card

Earn rich rewards and get superior travel and lifestyle benefits with this chip-enhanced Card.
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*The introductory rate does not apply to cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. We apply your minimum payment to balances with lower APRs first. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances. We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

Visa® Platinum Card

Want to save on interest?  With the Platinum Card, you can enjoy the everyday convenience of a non-rewards card while saving on interest and paying down your other credit card balances faster.
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*The introductory rate does not apply to cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. We apply your minimum payment to balances with lower APRs first.  Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances. We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

Secured Visa® Card

If you need to improve or re-establish your credit history1 , here’s a great way to begin that process.  With the Secured Card, you’ll enjoy the convenience of credit including the option to carry a balance while earning interest on your secured savings account.
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*We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law. 1 Late payments and going over the credit limit may damage your credit history.

Visa Signature® College Real Rewards Card

1.5x Unlimited Rewards
Earn 1.5 points monthly for every dollar you spend on eligible net purchases.1 There is no cap or limit on the points you can earn. Choose to redeem your points for cash back, merchandise, travel and gift cards from popular retailers. (Must apply in-person)

Call 815-729-3211 to Learn More!

*Must apply in-person. The introductory rate is 0.00% APR for the first 15 billing cycles on purchases and balance transfers. The introductory rate does not apply to cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. We apply your minimum payment to balances with lower APRs first.  Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances. We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.