3 Steps to Protect Your Identity
- Get off junk mail lists
- Receive and pay bills online
- Check your credit report
Step 1: Get rid of junk mail
Thieves use your pre-approved credit card offers to open accounts in your name, which is the hardest type of ID theft to detect. Opt out of receiving the junk mail by calling 888-567-8688, a service run by the credit bureaus. Option 3 allows you to permanently remove your name from marketing lists (you can always opt in later).
Step 2: Go paperless
Shredding will eliminate your paper trail. Even easier is to receive and pay bills online, which ensures that info can't be lifted from stolen mail. Plus, with 24-hour account access, you'll see an unauthorized charge on your card right away.
Step 3: Watch over your credit
It's easy to request a free report from one of the big three bureaus every four months at AnnualCreditReport.com. Want more? For $5 a month, TripleAlert.com will monitor your credit and alert you to any changes.
Reference: CNN Money.com