Watch out for Identity Thieves. Identity thieves have increased their attacks on the unsuspecting public. Their crime is committing fraud or theft with stolen personal identification such as credit card or social security numbers. Can you completely prevent identity theft from happening to you? Probably not, but you can minimize your risk by knowing where thieves will look for personal information.
Identity thieves will:
- Steal wallets and purses containing identification and credit cards
- Steal mail, including credit union and credit card statements, pre-approved credit offers,
telephone calling cards and tax information
- Complete a "change of address form" to divert mail to another location
- Rummage through trash in a practice known as "dumpster diving"
- Obtain credit report by posing as a landlord or an employer
- Find personnel records at work
- Steal personal information from your home
- Use personal information shared on the internet
At NuMark, we work to protect your identity by asking you for your ID such as Driver's License. We also ask for your signature in order to process a change of address form. Through VISA, we provide password protection for your NuMark Debit Card. If you feel you've been a victim of Identity Theft, contact the Federal Trade Commission at 1-877-438-4338.
The next time you are in our offices, ask to have your picture taken. We will keep your picture on file to help protect you against Identity Theft.
Free Credit Reports
You can request a free copy of your credit report once a year. Here's how:
- On the web at www.annualcreditreport.com
- By telephone at 877-322-8228
- By mail from Annual Credit Report Request Service, PO Box 105281, Atlanta, GA 30348-5281
Identity Theft Monitoring Services
You may want to consider subscribing to an Identity Theft monitoring service, such as True Credit. As a subscriber, you will receive weekly email updates to potential fraud, four credit reports a year, Identity Theft insurance and access to Identity Theft Specialists available 24/7.
"Freeze" Your Credit Report
Under a new law, every Illinois consumer has the right to place a security freeze on their credit report, beginning January 1, 2007. A security freeze puts a lock on your files with the three major credit reporting agencies so that potential creditors cannot access your credit history without your permission. To learn more about this, visit the Illinois Attorney General's website and click on "Placing a Security Freeze on your Credit Report".