NuMark Credit Union
Where You Are Family

NuMark Schedule of Fees

Free Services:
Teller Transactions Home Banking Online Bill Pay
Visa Check Card NuMark ATM Transactions Audio Response Telephone Access
NuDreams Youth Accounts Dewey Kids Club  
 
These fees are applicable to all personal accounts:
Accounts Closed Within 60 Days of Opening $15.00
Account Reconciliation Services $50.00/month
Account Research Fee $50.00/month
Bill Payment Related Fees:  
Non-Sufficient Funds (NSF)
$30.00
Online Banking Transfer by Member
FREE
Online Bill Payment
FREE
Overnight Paper Payments
$22.00 (when available)
Same Day Electronic Payments
$12.00 (when available)
Stop Payments
$30.00
Certified Check $10.00
Check by Phone $11.00
Check Copy $5.00

Check Cashing Fee
A 1% fee per check amount over $100.00 cashed will be charged to any member who does not have a combined share/checking average balance of $500. Minimum $10. This will NOT affect those members who have more than $500 in combined accounts OR one of the following products with NuMark: an existing loan, a certificate of deposit, or a money market account. To avoid this fee, maintain an average monthly combined share savings/checking balance of $500 and/or particpate through any of the services listed above. If a member receives cash back from a check that amounts to 50% or more of the check's value, it will considered to be a check cashing transaction and will be subject to a fee.  

Check send as Collection Item Actual or $10.00 minimum

Coin Counting Fee (Available at select locations)

5% of Total

Courtesy Pay*
*Fee applies when overdraft is created by check, in person, in-person withdrawal, Electronic/ACH/Debit or by ATM

$30.00
Debit Card Related Fees:  
ATM Card
$4.00/month
ATM Deposited Check Returned Unpaid
$15.00
ATM Withdrawal at Non NuMark ATM
$1.50 (First 4 Free)
Balance Inquiry at Non NuMark ATM
$1.50 (First 4 Free)
Debit Card NSF
$30.00
NSF ATM Withdrawal
$30.00
PIN Replacement
FREE

Plastic Card Replacement*
*Rush orders are the members' responsibility

$10.00
Withdrawal at NuMark ATM Locations
FREE

Notice Regarding Fees by Others
If you use an ATM that is not operated by us or one that does not have a surcharge free display for Credit Union card holders, you may be charged a fee by the operator of the machine and/or by an automated transfer network. Our NuMark Credit Union Visa Debit Cards can be used at ATM machines displaying the following logos: Visa; MasterCard; Alliance One; Exchange; Star; Cirrus; Co-op Network.

Deposit of Check Drawn on Non-U.S. Bank
*other fees may apply, see acount disclosure

$30.00*
Deposit Checks Returned Unpaid $15.00/check
Dormant Share Account $10.00/month
Duplicate Statement Fee $5.00/month
Express Mail Fee Actual Cost + $5
Garnishment, Levy or Subpoena Processing
*Or Maximum amount allowed by law
$100.00*
Goal Saver Withdrawal (1 Free per quarter) $20.00
International Transaction Fee
A 1% International Transaction Fee will  be assessed on all transactions where the merchant country differs from the country of the card issuer.
IRA Closing Fee $25.00
Money Order $4.00
Non-notification of Address Change $15.00/month
Non-Return Overdraft $30.00
Official Check $3.00 (First 2 Free/month)
Ordered Coin $.05/roll
Overdraft Protection Transfer of Funds $2.00/transaction
Quick Ca$h Overdraft Protection Line of Credit $10.00 (annual)
Resubmission of Deposited Checks $15.00/check
Return Draft or ACH $30.00
Return Statement Investigation $25.00
Statement Copies $5.00/Statement
Stop Payment $30.00

Telephone Account/Inquiry Transaction*
*For any telephone inquiry or transaction that could have been done using Audio Response by calling (815) 729-6328 or online banking at numarkcu.org


$2.00/call
Teller Transaction FREE
Temporary Checks $1.00/each (12 minimum)
Unclaimed Property Processing $25.00
Wire Transfers  
Western Union Wire
Actual Cost ($30.00 minimum)
Domestic Wire
$25.00
International Wire
Actual Cost ($45.00 minimum)

All wires available Monday - Friday with 4:00pm cut off time

 
Please provide 24 hour advance notice for large cash withdrawals
 
Effective 01/01/14
Locations
Joliet
1654 Terry Drive, Route 6
P.O. Box 2729
Joliet, IL 60434-2729
Phone: (815) 729-3211
FAX: (815) 729-3228
View Joliet map and directions
Crest Hill
2380 Caton Farm Road
Crest Hill, IL 60403
Phone: (815) 729-3211
FAX: (815) 729-0877
View Crest Hill map and directions
Countryside
9809 W. 55th Street
Countryside, IL 60525
Phone: (708) 429-8590
FAX: (708) 354-6290
View Countryside map and directions
Countryside
8001 W. 159th Street
Tinley Park, IL 60477
Phone: (708) 429-8590
FAX: (708) 429-9303
View Countryside map and directions
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