Schedule of Fees
| Free Services | ||
|---|---|---|
| Teller Transactions | Home Banking | Online Bill Pay |
| Visa Debit Card | NuMark ATM Transactions | Audio Response Telephone Access |
| NuDreams Youth Accounts | Dewey Kids Club | Notary Public |
| These fees are applicable to all personal accounts: | |
| Accounts Closed Within 60 Days of Opening | $15.00 |
| Account Reconciliation Services | $50.00/hour |
| Account Research Fee | $50.00/hour |
| Bill Payment Related Fees: | |
| Non-Sufficient Funds (NSF) | $30.00 |
| Online Banking Transfer by Member | FREE |
| Online Bill Payment | FREE |
| Overnight Paper Payments | $22.00 (when available) |
| Same Day Electronic Payments | $12.00 (when available) |
| Stop Payments | $30.00 |
| Certified Check | $10.00 |
| Check by Phone | $11.00 |
| Check Copy | $5.00 |
| Check Cashing Fee A 1% fee per check amount over $100.00 cashed will be charged to any member who does not have a combined share/checking average balance of $500. Minimum $10. This will NOT affect those members who have more than $500 in combined accounts OR one of the following products with NuMark: an existing loan, a certificate of deposit, or a money market account. To avoid this fee, maintain an average monthly combined share savings/checking balance of $500 and/or participate through any of the services listed above. If a member receives cash back from a check that amounts to 50% or more of the check’s value, it will considered to be a check cashing transaction and will be subject to a fee. |
|
| Check send as Collection Item | Actual or $10.00 minimum |
| Christmas Club Early Withdrawal Fee | $20.00 |
| Coin Counting Fee (Available at select locations) | 5% of Total |
| Courtesy Pay Fee applies when overdraft is created by check, in person, in-person withdrawal, Electronic/ACH/Debit or by ATM |
$30.00 |
| Debit Card Related Fees: | |
| ATM Card | $4.00/month |
| ATM Deposited Check Returned Unpaid | $15.00 |
| ATM Withdrawal at Non NuMark ATM | $1.50 (First 4 Free) |
| Balance Inquiry at Non NuMark ATM | $1.50 (First 4 Free) |
| Debit Card NSF | $30.00 |
| Inactive Debit Card Fee (No use in 6 months or more) | $5.00/month |
| NSF ATM Withdrawal | $30.00 |
| PIN Replacement | FREE |
| Plastic Card Replacement | $10.00 |
| Rush Debit Card Replacement | $30.00 |
| Withdrawal at NuMark ATM Locations | FREE |
| Notice Regarding Fees by Others If you use an ATM that is not operated by us or one that does not have a surcharge free display for Credit Union card holders, you may be charged a fee by the operator of the machine and/or by an automated transfer network. Our NuMark Credit Union Visa Debit Cards can be used at ATM machines displaying the following logos: Visa; MasterCard; Alliance One; Exchange; Star; Cirrus; Co-op Network. |
|
| Deposit of Check Drawn on Non-U.S. Bank *other fees may apply, see account disclosure |
$30.00* |
| Deposit Checks Returned Unpaid | $15.00/check |
| Dormant Share Account | $10.00/month |
| Duplicate Statement Fee | $5.00/month |
| Express Mail Fee | Actual Cost + $5 |
| Garnishment, Levy or Subpoena Processing *Or Maximum amount allowed by law |
$100.00* |
| Goal Saver Withdrawal (1 Free per quarter) | $20.00 |
| Inactive Member Fee (After 12 months of no activity on all shares and loans) | $20.00/month |
| International Transaction Fee A 1% International Transaction Fee will be assessed on all transactions where the merchant country differs from the country of the card issuer. |
|
| IRA Closing Fee | $25.00 |
| Money Market Withdrawal (6 Free per quarter) | $20.00 |
| Money Order | $4.00 |
| Non-notification of Address Change | $15.00/month |
| Non-Return Overdraft | $30.00 |
| Official Check | $3.00 (First 2 Free/month) |
| Ordered Coin | $.05/roll |
| Overdraft Protection Transfer of Funds from Savings | $5.00/transaction |
| Quick Ca$h Overdraft Protection Line of Credit | $10.00 (annual) |
| Resubmission of Deposited Checks | $15.00/check |
| Return Draft or ACH | $30.00 |
| Return Statement Investigation | $25.00 |
| Skip-A-Payment | $40.00/loan |
| Statement Copies | $5.00/Statement |
| Stop Payment | $30.00 |
| Telephone Account/Inquiry Transaction For any telephone inquiry or transaction that could have been done using Audio Response by calling (815) 729-6328 or online banking at numarkcu.org |
$2.00/call |
| Teller Transaction | FREE |
| Temporary Checks | $1.00/each (12 minimum) |
| Unclaimed Property Processing | $25.00 |
| Wire Transfers: | |
| Domestic Wire | $25.00 |
| Incoming Wire | $10.00 |
| International Wire | $75.00 |
| All wires available Monday – Friday with 4:00pm cut off time | |
Please provide 24 hour advance notice for large cash withdrawals
Effective 01/03/17
