As part of our new services available to you, all Midwest Mortgage accounts have been successfully transferred; however, you may not see them in your online banking. Rest assured, you will be able to see your account information in online banking soon. We apologize for any inconvenience.

If you are having difficulty reaching us by phone, please send an email to ask@numarkcu.org and we will get back with you.

Fee Schedule

Fee Schedule

Free Services
Mobile Deposit Mobile and Online Banking Mobile and Online Bill Pay
Visa Debit Card NuMark ATM Transactions Person-to-Person Payments
E-Statements Incoming Wire Transfers Notary Public
Checking Accounts
Common Cents Checking FREE
High Yield Checking FREE
NuDreams Checking (Youth) FREE
NuStart Checking $5.00/month
Bill Payment Services
Online Bill Payment FREE
Gift Check $2.99
Charitable Donation $1.99
Next Business Day Check Delivery $19.95
Second Business Day Check Delivery $14.95
Second Business Day Electronic Delivery (if available) $4.95
ATM/Debit Card Services
ATM Card (grandfathered accounts only) $4.00/month
ATM Withdrawal at Non NuMark ATM $1.50 (First 4 Free)1
Balance Inquiry at Non NuMark ATM $1.50 (First 4 Free)1
ATM/Debit Card Non Sufficient Funds (NSF) or Courtesy Pay $30.00
Inactive Debit Card Fee (No use in 6 months or more) $5.00/month
Visa® International Transaction Fee 1%
PIN Replacement FREE
Plastic Card Replacement $10.00
Rush Debit Card Replacement Wire Transfers:
Withdrawal at NuMark ATM Locations FREE
Notice Regarding Fees by Others
If you use an ATM that is not operated by us or one that does not have a surcharge free display for Credit Union card holders, you may be charged a fee by the operator of the machine and/or by an automated transfer network. Our NuMark Credit Union Visa Debit Cards can be used at ATM machines displaying the following logos: Visa; MasterCard; Alliance One; Exchange; Star; Cirrus; Co-op Network; Allpoint.

1Does not apply to Common Cents Checking and High Yield Checking.

Wire Transfers:
Domestic Wire: Available Monday – Friday with 4:00pm cut off time $22.00
Incoming Wire: Available Monday – Friday with 4:00pm cut off time FREE
International Wire: Available Monday – Friday with 3:00pm cut off time $40.00

 

Miscellaneous Services
Accounts Closed Within 60 Days of Opening $25.00
Account Reconciliation Services $25.00/hour
Account Research Fee $50.00/hour
Cashier’s/Official Check $5.00
Check by Phone- Loan Payments Only $11.00
Check Printing Varies by Design
Coin Counting Fee (Available at select locations) 7% of Total
Deposit Checks Returned Unpaid (in-person or by ATM/debit card) $15.00/check
Excessive Withdrawal Fee (Share savings and money market accounts only) $5.00/each (First 6 free)
Express Mail Fee Actual Cost + $5.00
Foreign or Other Check Collection Item Actual or $10.00 minimum 1
Garnishment, Levy or Subpoena Processing $100.002
Goal Saver Withdrawal $20.00 (1 Free per quarter)
Inactive Member Fee (After 12 months of no activity on all shares and loans) $5.00/month
IRA Closing Fee $10.00
Money Order $2.00
Non-Sufficient Funds (NSF) or Courtesy Pay
(Fee applies when overdraft is created by check, in person, in-person withdrawal, online bill payment, electronic/ACH debit or by ATM/debit card)
$30.00/item
Ordered Coin $.05/roll
Overdraft Protection Transfer of Funds from Savings 3 FREE
Paper Statements $2.50/statement
Returned Deposited Item (Draft or ACH) $15.00/check
Returned Mail/Statement Fee $15.00/month
Skip-A-Payment $30.00/loan
Stop Payment $25.00
Unclaimed Property Processing $50.00

1Other fees may apply, see account disclosure. 2Or maximum allowed by law if less than $100.
3Except where excessive withdrawal fees apply.

Please provide 24 hour advance notice for large cash withdrawals

Effective 03/1/21